What is the $99.75 charge on Royal Caribbean?

If you've recently reviewed your credit card or bank statement and noticed a $99.75 charge from Royal Caribbean, you're probably wondering what it means. While the amount may seem unusual, it is not a standard fee that every Royal Caribbean guest pays. Instead, the charge is typically connected to a specific purchase, onboard expense, reservation adjustment, or temporary payment authorization.

Based on publicly available information, there is no official Royal Caribbean fee that is universally set at exactly $99.75. The amount generally depends on the services purchased, taxes, port fees, promotions, or onboard spending.

This guide explains the most common reasons behind the charge, how to verify it, and what to do if you believe it is incorrect.

Why Does Royal Caribbean Charge $99.75?

There is no published pricing policy listing a mandatory $99.75 charge. Instead, this amount may appear due to several situations during the booking process or while sailing.

Some common possibilities include:

• Beverage package balance

• Shore excursion payment

• Internet package purchase

• Dining reservation

• Gratuity adjustments

• Taxes and port fees

• Spa or onboard shopping purchases

• Temporary authorization hold

The exact reason depends on your reservation history and onboard activity.

Common Reasons You May See a $99.75 Charge

1. Beverage Package Purchase

Royal Caribbean frequently offers beverage packages that vary in price depending on:

• Sailing date

• Cruise length

• Ship

• Destination

• Promotional discounts

After taxes or gratuities are added, your total may equal approximately $99.75.

2. Shore Excursions

Excursions purchased before or during your cruise often have prices that include:

• Local taxes

• Port fees

• Service charges

Many popular excursions fall close to the $100 price point.

Examples include:

• Snorkeling tours

• Island transportation

• Historical sightseeing

• Wildlife adventures

• Beach excursions

3. Specialty Dining

Dining packages and premium restaurants may produce charges around this amount.

Popular options include:

• Chops Grille

• Giovanni's Italian Kitchen

• Izumi

• Wonderland

• Chef's Table deposits

Depending on taxes and gratuities, your receipt may total $99.75.

4. VOOM Internet Package

Royal Caribbean's internet service pricing varies by:

• Number of devices

• Cruise duration

• Promotional discounts

A multi-day internet purchase can easily total around $99.75.

5. Onboard Spending

During your cruise, purchases are charged directly to your SeaPass account.

Examples include:

• Spa treatments

• Retail shopping

• Casino charges

• Photography packages

• Beverage purchases

• Premium desserts

Multiple smaller purchases may combine into one transaction appearing as $99.75.

6. Deposit Adjustment or Payment Installment

Sometimes a payment installment toward your cruise balance may appear as a separate transaction.

This usually happens when:

• Automatic payments are enabled

• A reservation is modified

• Additional guests are added

• Cabin upgrades occur

Temporary Authorization Holds

Many travelers mistake authorization holds for actual charges.

Royal Caribbean may place temporary payment authorizations when:

• You check in

• You register a credit card

• You begin onboard spending

These holds verify that your payment method is valid.

In most cases, they disappear automatically after your account is finalized.

Comparison Table: Possible Reasons for the $99.75 Charge

Possible ChargeIs It Common?Usually Refundable?

Beverage packageYesDepends on cancellation policy

Shore excursionYesOften refundable before deadlines

Dining packageYesDepends on reservation terms

Internet packageYesLimited refunds after activation

Spa purchaseModerateUsually non-refundable after use

Retail shoppingModerateDepends on return policy

Authorization holdVery CommonAutomatically released

Cruise payment installmentCommonApplies toward cruise balance

How to Identify What the Charge Is

If you cannot recognize the transaction, follow these steps.

Step 1: Check Your Cruise Reservation

Log into your Royal Caribbean account and review:

• Upcoming reservations

• Cruise Planner purchases

• Payment history

• Outstanding balances

Many charges can be identified there.

Step 2: Review Your SeaPass Statement

If you've already completed your cruise:

• Open your final SeaPass account

• Compare onboard purchases

• Match transaction dates

Your SeaPass statement lists every onboard expense.

Step 3: Review Email Confirmations

Royal Caribbean sends confirmation emails for:

• Excursions

• Dining reservations

• Beverage packages

• Internet purchases

• Spa appointments

Search your inbox for receipts matching the transaction date.

Step 4: Compare Credit Card Dates

Sometimes a purchase appears several days after it was made.

Compare:

• Transaction posting date

• Cruise dates

• Booking modification dates

Processing delays are common with travel-related payments.

Step 5: Contact Royal Caribbean

If you still cannot identify the charge, contact customer service.

Have ready:

• Reservation number

• Sailing date

• Last four digits of your payment card

• Transaction amount

• Transaction date

Support representatives can review your payment history.

Could the Charge Be Fraudulent?

Although most charges are legitimate, unauthorized transactions can occur.

Signs of a suspicious charge include:

• You never booked a cruise.

• You canceled months ago.

• The transaction date doesn't match any travel.

• Multiple identical charges appear.

• You received no confirmation email.

If this happens:

• Contact Royal Caribbean immediately.

• Notify your credit card company.

• Monitor future statements.

• Consider requesting a replacement card if fraud is suspected.

Can Cruise Price Changes Cause This Charge?

Sometimes travelers notice unexpected payment differences after modifying a reservation.

Changes such as:

• Cabin upgrades

• Additional guests

• Added vacation protection

• New dining packages

• Excursion purchases

may result in adjusted charges.

Some travelers also ask about the royal caribbean repricing policy, which allows eligible bookings to be reviewed if promotional fares change before final payment, subject to the cruise line's terms and booking conditions. However, this policy alone does not create a standard $99.75 fee.

Tips to Avoid Unexpected Charges

Before sailing, consider these best practices:

• Review every purchase before checkout.

• Save all booking confirmations.

• Monitor your Cruise Planner regularly.

• Check your onboard account daily.

• Understand gratuity policies.

• Keep copies of payment receipts.

• Use one payment card consistently.

• Verify all reservation changes.

These habits make it much easier to identify legitimate charges.

When Should You Dispute the Charge?

You should investigate further if:

• The amount appears twice.

• You never authorized the purchase.

• Royal Caribbean cannot explain the charge.

• Your booking history shows no matching transaction.

Start with Royal Caribbean before filing a dispute with your bank, as many payment issues can be resolved quickly through customer support.

Frequently Asked Questions?

1. Is $99.75 an official Royal Caribbean fee?

No. Based on publicly available information, there is no confirmed standard Royal Caribbean fee of exactly $99.75.

2. Could it be a deposit payment?

Yes. Depending on your reservation and payment schedule, it could represent part of your cruise balance or an installment payment.

3. Can onboard purchases total $99.75?

Absolutely. Multiple purchases made during your cruise can be grouped into one credit card transaction.

4. Is the charge related to gratuities?

Possibly. Depending on your purchases and prepaid options, gratuities may contribute to the total amount.

5. How do I find out exactly what the charge is?

Review your Cruise Planner, SeaPass statement, email confirmations, and payment history. If you're still unsure, contact Royal Caribbean customer support.

6. Can authorization holds appear as real charges?

Yes. Temporary holds often appear on bank statements before disappearing after your final onboard account is settled.

7. Can reservation changes create additional charges?

Yes. Cabin upgrades, added services, excursions, or dining packages can increase your balance.

8. Should I contact my bank immediately?

If you recognize the cruise booking, contact Royal Caribbean first. If the transaction appears unauthorized, notify your bank as soon as possible.

9. Does travel insurance affect the amount charged?

It can. If travel protection is added after booking, your payment total may change.

10. Can pricing promotions change my payment balance?

Yes. Promotional pricing adjustments, booking modifications, or eligible fare reviews may affect the amount owed. Some travelers review the royal caribbean repricing policy when checking whether their booking qualifies for a fare adjustment.