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Seeing a $99.75 charge from Royal Caribbean on your credit card or cruise account can be confusing, especially if you do not remember making a purchase for exactly that amount. Cruise charges can come from several sources, including onboard purchases, prepaid services, booking-related transactions, taxes, fees, or adjustments.
The important point is that $99.75 is not a universal Royal Caribbean charge that applies to every passenger. The meaning depends on when the transaction appeared, where it appears in your account, and what you purchased or changed.
This guide explains the most common reasons you may see a $99.75 transaction, how to check it, and what to do if you believe the charge is incorrect.
No. A $99.75 charge should not automatically be treated as a standard fee charged to every Royal Caribbean guest.
Royal Caribbean bookings can include different combinations of:
Because the final amount depends on your reservation and purchases, the exact amount of $99.75 does not by itself identify the transaction.
There are several possibilities. The fastest way to identify the transaction is to compare the charge with your Royal Caribbean reservation, invoice, and Cruise Planner activity.
One possibility is a purchase made through Royal Caribbean before your sailing.
Cruise Planner purchases can include items such as:
If you recently added something to your reservation, check whether the amount or a combination of purchases totals $99.75.
If you have already completed your cruise, the charge could be connected with an onboard transaction.
Royal Caribbean guests can make purchases using their onboard account. Depending on the purchase, charges may be associated with:
If several purchases were made during the cruise, the final credit-card transaction may not look like the individual amounts you remember.
A reservation can sometimes change after the original payment.
For example, a booking may be affected by:
If the $99.75 charge appeared after you modified your booking, compare the new invoice with your previous invoice.
Cruise pricing is not always limited to the advertised base fare. Taxes, government fees, and other applicable charges can be included in the total cost of a reservation.
However, you should not assume that every $99.75 transaction is a tax or fee. The invoice or transaction details should identify what the amount represents.
If you made a payment toward your cruise, the transaction may represent a specific amount due rather than a separate service fee.
Check your payment history to determine whether $99.75 matches a payment, balance adjustment, or other transaction associated with your reservation.
Possibly, but the amount itself does not establish that.
Some travelers search for information about a royal caribbean price match guarantee after noticing a new charge or a difference between their original booking price and a later advertised fare.
It is important to separate these issues.
A price adjustment and a credit-card charge are not automatically the same thing. If you believe the cruise price has changed after you booked, review the terms applicable to your reservation and compare your original booking confirmation with the current pricing.
Do not assume that a lower advertised price automatically means Royal Caribbean will refund the difference.
Before contacting your credit-card company, check your Royal Caribbean account and booking records.
Sign in to your Royal Caribbean account and open the relevant reservation.
Look at:
Try to identify a transaction matching $99.75 or a combination of purchases that adds up to that amount.
Search your email for Royal Caribbean booking confirmations, receipts, purchase confirmations, or updated invoices.
Useful search terms include:
A confirmation email may provide enough information to identify the transaction.
The date is often more useful than the amount.
For example, if the $99.75 charge appeared:
Immediately after booking:Check your booking payment and deposit information.
After adding a Cruise Planner item:Check recent purchases.
During or shortly after your cruise:Review your onboard account.
After changing your reservation:Compare your previous and updated invoices.
If you genuinely do not recognize the transaction, do not ignore it.
First, verify that the transaction is actually connected to Royal Caribbean. Check the merchant name displayed by your bank or card issuer and compare the transaction date with your cruise activity.
Then contact Royal Caribbean through its official customer-service channels and provide:
If Royal Caribbean cannot identify the transaction and you believe your card was used without authorization, contact your card issuer and follow its fraud-reporting procedure.
Not necessarily.
Royal Caribbean cruise deposits vary depending on factors such as the sailing, booking conditions, promotion, stateroom, and other applicable terms. Therefore, you should not assume that a $99.75 transaction is a standard deposit.
Check your booking confirmation to determine the deposit required for your particular reservation.
It should not automatically be assumed to be gratuities.
Royal Caribbean can apply gratuities to eligible services and purchases according to its applicable policies, but the amount of gratuities depends on the circumstances.
If you think the $99.75 amount represents gratuities, check your onboard account or invoice for the specific description rather than identifying it based only on the dollar amount.
Post-cruise charges deserve a little extra attention because the transaction could relate to your final onboard account.
Before disputing it, compare the charge with your final statement.
Look for:
A final account can contain multiple transactions, and the amount appearing on your card statement may represent a settlement or combined charge.
A lower fare advertised after you booked does not necessarily mean that an existing reservation will automatically be repriced.
This is where searches for the royal caribbean price match guarantee can become confusing.
The phrase "price match" is sometimes used broadly by travelers when discussing cruise price drops, but eligibility depends on the booking's terms, fare type, timing, and applicable Royal Caribbean policies.
If you see a lower price:
A lower headline price may not actually be a lower total price once all conditions are considered.
Keeping your cruise payment records organized can make unexpected transactions much easier to identify.
Save the original confirmation showing your cruise fare, deposit, payment schedule, and booking conditions.
Whenever you modify your reservation, save the new invoice. This gives you a clear record of what changed.
If you purchase an excursion, dining package, beverage package, internet package, or another service, keep the confirmation.
Check your credit-card transactions regularly around the time of your cruise. Identifying an unfamiliar transaction quickly makes it easier to investigate.
Contact Royal Caribbean if:
Have your reservation details and transaction information available before contacting customer service. This can make the investigation much faster.
A $99.75 charge on a Royal Caribbean cruise is not automatically a specific fee or penalty. It may be connected to a cruise payment, Cruise Planner purchase, onboard spending, booking adjustment, taxes or fees, or another transaction associated with your reservation.
The most reliable way to identify it is to compare the transaction date, amount, booking invoice, payment history, and onboard or Cruise Planner activity. If nothing matches, contact Royal Caribbean for clarification before assuming the charge is incorrect.
And if you noticed the charge while investigating a cruise price drop, keep the royal caribbean price match guarantee question separate from the transaction itself. A lower advertised fare and an unfamiliar credit-card charge are two different issues and should be investigated independently.
Is the $99.75 charge a standard Royal Caribbean fee?
No. $99.75 is not a universal charge that every Royal Caribbean passenger pays. The transaction needs to be matched with your booking, purchases, or onboard account.
Why did Royal Caribbean charge my credit card?
It could be a cruise payment, Cruise Planner purchase, onboard purchase, booking adjustment, or another transaction connected with your reservation. Check your invoice and payment history first.
Could $99.75 be a Royal Caribbean deposit?
It is possible for a transaction to be related to a booking payment, but you should not assume that $99.75 is the standard deposit for your cruise. Deposit requirements can vary.
Could the charge be for gratuities?
Possibly, depending on your booking and onboard activity, but the amount alone does not identify the charge as gratuities. Check your detailed statement.
Does a $99.75 charge mean Royal Caribbean matched a lower cruise price?
No. A charge appearing for $99.75 does not by itself indicate a price match or price adjustment. Review your booking invoice and any communication regarding a fare change.
Does Royal Caribbean have a price match guarantee?
Travelers often use the phrase royal caribbean price match guarantee when searching for information about cruise price drops. However, you should check the terms applicable to your specific booking rather than assuming every fare reduction qualifies for a refund or adjustment.
What should I do if I don't recognize the charge?
Check your Royal Caribbean account, invoice, Cruise Planner purchases, and onboard statement. If you still cannot identify it, contact Royal Caribbean. If you believe the transaction is unauthorized, also contact your card issuer.
Can a Royal Caribbean charge appear after my cruise?
Yes. A transaction can appear after the cruise as the final onboard account is processed or settled. Compare the transaction with your final onboard statement.
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